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If a Master Card® Pay Pass™ terminal is defective or unavailable, a transaction can be performed with the "contact method," using the chip or magnetic strip of the card.

For transactions of more than 1,000 rubles, you will be required to enter your PIN or sign a receipt (slip).

Therefore, the holders of MTS ADRs as registered as of the end of the business day of April 28, 2010, received 1.5 additional ADRs per each ADR they had.

As of December 31, 2012 the total number of ADRs issued for registered common shares was 388,698,253, which equals to 777,396,505 registered common shares.

When making purchases outside of Russia, ask the employee at the point of sale about the size of the limit mentioned above.

For terms and conditions of bonus points awarding and usage under MTS Bonus program, visit

MTS successfully places its securities in international capital markets, attracting significant funds and investing them in the development of the company.

The annual fee for a primary Credit Card will be billed after the first transaction charged to your primary or supplementary Credit Card.* Quotations are given as of the last trading day of the month, for MTS shares – weighted average.** Quotations are given as of the last trading day of the month, for ADR (NYCE) – closing price.You will be charged separately for each enabled card (primary and/or supplementary).* Calculation of shareholders’ stakes in MTS OJSC equity capital was carried out without consideration of the following assumptions: — MGTS OJSC (subsidiary of MTS OJSC) owns 0.46% shares of MTS OJSC; — MOBILE TELESYSTEMS BERMUDA Ltd.

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