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I told Jay if you can get Henny to do 101 and stop him from spending his money foolishly, I will be your best salesperson.Jay laughed, was very patient, and very understanding because I didnt know anything about 101.101 rekindled the flame of hope for our family, a better future, to spend quality time with our growing family because of financial freedom.In November, 2013, we finally jumped onto the 101 financial system and paid off ,000 of debt within the first month! We were not using our incomes full potential to pay off our debts and minimize the interest monsters.Now being only two months out to our wedding day, we have realized how much this system has changed our perspective on life.We are able to dream again, be able to dream bigger dreams and have a solid plan to reach them.Soon thereafter, we realized that it was possible to have the wedding of our dreams.

We are so thankful that we were also given the opportunity to become instructors and keep sharing this wonderful blessing to other families!

This system is much more than a debt elimination program.

It has given us an opportunity to be educated in finances and because of that, put us in a better position to make decisions for our familys future.

It took another five months to finally sit down and discuss our finances with Jay. During these five months we added another ,000.00 to our debt from the solar panels and Hennys work vehicle.

Our first 99 class with Jay took a while because we didnt do our homework. Jays next appointment with us however was even better.

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Around October, 2012, Henny finally attended a 101 workshop because we couldnt see our finances improve as fast as we wanted, both of us worked and we had passive income coming in, but we were just existing.

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